HDFC Millennia vs ICICI Sapphiro vs OneCard Metal

    सबसे अच्छा कार्ड चुनने में मदद के लिए साइड-बाय-साइड क्रेडिट कार्ड तुलना।

    फीचरHDFC MillenniaICICI SapphiroOneCard Metal
    बैंकHDFC BankICICI BankOneCard (FPL)
    वार्षिक शुल्क₹1,000 + GST₹3,500 + GSTLifetime Free
    जॉइनिंग शुल्क₹1,000 + GST₹3,500 + GSTNil
    रिवॉर्ड्स5% Cashback on Amazon, Flipkart, Swiggy2-4 PAYBACK points per ₹1005X reward points on top 2 spend categories
    सबसे अच्छाOnline ShoppingTravel & LifestyleTech-Savvy Users
    कार्ड प्रकारCashbackPremiumPremium
    रेटिंग
    4.6
    4.4
    4.6

    HDFC Millennia

    Online Shopping

    • 1% cashback on all offline spends
    • 8 complimentary domestic lounge visits per year
    • Welcome benefit of 1000 Cash Points
    • Quarterly milestone rewards of ₹1000

    ICICI Sapphiro

    Travel & Lifestyle

    • Buy 1 Get 1 Free on movie tickets (BookMyShow)
    • Dreamfolks Membership for lounges
    • 4 domestic lounge visits per quarter
    • Welcome vouchers worth ₹9000+

    OneCard Metal

    Tech-Savvy Users

    • Metal card — no annual fee ever
    • Auto-detects your top spend categories for 5X
    • Real-time spend analytics in app
    • Instant EMI conversion on any purchase

    हमारी सिफारिश

    Based on rating and overall value, HDFC Millennia currently ranks highest among your selected cards.