HDFC Millennia vs IDFC First WOW vs OneCard Metal

    सबसे अच्छा कार्ड चुनने में मदद के लिए साइड-बाय-साइड क्रेडिट कार्ड तुलना।

    फीचरHDFC MillenniaIDFC First WOWOneCard Metal
    बैंकHDFC BankIDFC First BankOneCard (FPL)
    वार्षिक शुल्क₹1,000 + GSTLifetime FreeLifetime Free
    जॉइनिंग शुल्क₹1,000 + GSTNilNil
    रिवॉर्ड्स5% Cashback on Amazon, Flipkart, Swiggy10X reward points on every spend category5X reward points on top 2 spend categories
    सबसे अच्छाOnline ShoppingAll-Round RewardsTech-Savvy Users
    कार्ड प्रकारCashbackRewardsPremium
    रेटिंग
    4.6
    4.5
    4.6

    HDFC Millennia

    Online Shopping

    • 1% cashback on all offline spends
    • 8 complimentary domestic lounge visits per year
    • Welcome benefit of 1000 Cash Points
    • Quarterly milestone rewards of ₹1000

    IDFC First WOW

    All-Round Rewards

    • No annual or joining fee ever
    • 10X reward points on all categories
    • 6 domestic + 2 international lounge visits
    • Never expiring reward points

    OneCard Metal

    Tech-Savvy Users

    • Metal card — no annual fee ever
    • Auto-detects your top spend categories for 5X
    • Real-time spend analytics in app
    • Instant EMI conversion on any purchase

    हमारी सिफारिश

    Based on rating and overall value, HDFC Millennia currently ranks highest among your selected cards.