HDFC Regalia Gold vs SBI SimplyCLICK vs SBI CashBack Card
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Regalia Gold | SBI SimplyCLICK | SBI CashBack Card |
|---|---|---|---|
| Bank | HDFC Bank | SBI | SBI |
| Annual Fee | ₹2,500 + GST | ₹499 + GST | ₹999 + GST |
| Joining Fee | ₹2,500 + GST | ₹499 + GST | ₹999 + GST |
| Rewards | 4X reward points on every ₹150 spent | 10X Reward Points on online partners | 5% Cashback on ALL online spends |
| Best For | Travel & Luxury | Direct Online Shopping | Pure Cashback |
| Card Type | Premium | Cashback | Premium Cashback |
| Rating | 4.8 | 4.3 | 4.5 |
HDFC Regalia Gold
Travel & Luxury
- ✓ Complimentary Club Marriott membership
- ✓ Complimentary flight tickets on spend milestones
- ✓ 12 domestic & 6 international lounge visits
- ✓ 1% fuel surcharge waiver (₹400-₹5000)
SBI SimplyCLICK
Direct Online Shopping
- ✓ Amazon gift card worth ₹500 on joining
- ✓ 5X Reward Points on other online spends
- ✓ Fee waiver on ₹1,00,000 annual spend
- ✓ Contactless technology enabled
SBI CashBack Card
Pure Cashback
- ✓ 1% cashback on offline spends
- ✓ Direct cashback credit to statement
- ✓ No merchant restrictions for 5% cashback
- ✓ Fuel surcharge waiver up to ₹100/month
Our Recommendation
Based on rating and overall value, HDFC Regalia Gold currently ranks highest among your selected cards.