IDFC First WOW vs RBL ShopRite vs OneCard Metal
सबसे अच्छा कार्ड चुनने में मदद के लिए साइड-बाय-साइड क्रेडिट कार्ड तुलना।
| फीचर | IDFC First WOW | RBL ShopRite | OneCard Metal |
|---|---|---|---|
| बैंक | IDFC First Bank | RBL Bank | OneCard (FPL) |
| वार्षिक शुल्क | Lifetime Free | ₹500 + GST | Lifetime Free |
| जॉइनिंग शुल्क | Nil | Nil | Nil |
| रिवॉर्ड्स | 10X reward points on every spend category | 5% cashback on grocery & supermarket | 5X reward points on top 2 spend categories |
| सबसे अच्छा | All-Round Rewards | Grocery & Supermarket | Tech-Savvy Users |
| कार्ड प्रकार | Rewards | Cashback | Premium |
| रेटिंग | 4.5 | 4 | 4.6 |
IDFC First WOW
All-Round Rewards
- ✓ No annual or joining fee ever
- ✓ 10X reward points on all categories
- ✓ 6 domestic + 2 international lounge visits
- ✓ Never expiring reward points
RBL ShopRite
Grocery & Supermarket
- ✓ 5% cashback on grocery spends (cap ₹200/month)
- ✓ 1% cashback on all other spends
- ✓ Fuel surcharge waiver
- ✓ Easy EMI conversion on large purchases
OneCard Metal
Tech-Savvy Users
- ✓ Metal card — no annual fee ever
- ✓ Auto-detects your top spend categories for 5X
- ✓ Real-time spend analytics in app
- ✓ Instant EMI conversion on any purchase
हमारी सिफारिश
Based on rating and overall value, OneCard Metal currently ranks highest among your selected cards.