Axis Magnus vs Kotak Royale Signature vs OneCard Metal
Side-by-side credit card comparison to help you choose the best one.
| Feature | Axis Magnus | Kotak Royale Signature | OneCard Metal |
|---|---|---|---|
| Bank | Axis Bank | Kotak Mahindra | OneCard (FPL) |
| Annual Fee | ₹12,500 + GST | ₹999 + GST | Lifetime Free |
| Joining Fee | ₹12,500 + GST | ₹999 + GST | Nil |
| Rewards | 12 EDGE Reward points per ₹200 | 4 reward points per ₹150 on all spends | 5X reward points on top 2 spend categories |
| Best For | Travel & Milestone Rewards | Travel & Entertainment | Tech-Savvy Users |
| Card Type | Super Premium | Premium | Premium |
| Rating | 4.9 | 4.3 | 4.6 |
Axis Magnus
Travel & Milestone Rewards
- ✓ Unlimited domestic lounge visits & priority pass
- ✓ Annual fee waiver on ₹25L annual spend
- ✓ VIP meet & greet services at airports
- ✓ Luxury hotel and dining benefits
Kotak Royale Signature
Travel & Entertainment
- ✓ 8 complimentary domestic lounge visits per year
- ✓ 2 complimentary international lounge visits
- ✓ 1% fuel surcharge waiver
- ✓ Milestone benefits on annual spending
OneCard Metal
Tech-Savvy Users
- ✓ Metal card — no annual fee ever
- ✓ Auto-detects your top spend categories for 5X
- ✓ Real-time spend analytics in app
- ✓ Instant EMI conversion on any purchase
Our Recommendation
Based on rating and overall value, Axis Magnus currently ranks highest among your selected cards.