Personal Loans

    Find the lowest interest rates on personal loans

    ⚠️

    Disclaimer: Interest rates, loan amounts, processing fees, and approval are subject to the respective bank's/lender's policies, eligibility criteria, and credit assessment. The information shown is indicative and may vary.

    HDFC Bank

    HDFC Bank Personal Loan

    Interest Rate10.50% - 15.00%
    Loan Amount₹50,000 - ₹40,00,000
    Tenure12 - 72 months
    Processing FeeUp to 1.50%
    EligibilitySalary >₹25k, Age 21-60
    Funds in 10 seconds for HDFC customersNo collateral requiredFlexible repayment tenureSimplified digital documentation

    ICICI Bank

    ICICI Bank Personal Loan

    Interest Rate10.75% - 19.50%
    Loan AmountUp to ₹50,00,000
    Tenure12 - 60 months
    Processing FeeStarting from 2.00%
    EligibilitySalary >₹30k, Age 23-58
    Instant approval onlineMinimal documentationRate conversion facilityBalance transfer at lower rates

    SBI (Xpress Credit)

    SBI (Xpress Credit) Personal Loan

    Interest Rate11.15% - 14.30%
    Loan AmountUp to ₹20,00,000
    TenureUp to 72 months
    Processing Fee0.50% - 1.00%
    EligibilityGovt/Corporate employees
    Lowest processing feesNo hidden chargesSecond loan availabilityInterest on reducing daily balance

    Axis Bank

    Axis Bank Personal Loan

    Interest Rate10.49% - 18.00%
    Loan Amount₹50,000 - ₹25,00,000
    Tenure12 - 60 months
    Processing Fee1.50% - 2.00%
    EligibilitySalary >₹15k, Age 21-60
    Personal Loan in 24 hoursNo foreclosure chargesSimplified application processLoan for various requirements

    Bajaj Finserv

    Bajaj Finserv Personal Loan

    Interest Rate11.00% - 16.00%
    Loan Amount₹1,00,000 - ₹40,00,000
    Tenure12 - 84 months
    Processing FeeUp to 3.00%
    EligibilitySalary >₹22k, Age 21-67
    Pre-approved offers for existing customersFlexi loan facility — withdraw as neededPart-prepayment allowedBalance transfer from other banks

    Tata Capital

    Tata Capital Personal Loan

    Interest Rate10.99% - 18.00%
    Loan Amount₹75,000 - ₹35,00,000
    Tenure12 - 72 months
    Processing FeeUp to 2.50%
    EligibilitySalary >₹20k, Age 22-58
    Quick disbursal in 24 hoursFlexible EMI optionsNo collateral or security depositDedicated relationship manager

    Kotak Mahindra Bank

    Kotak Mahindra Bank Personal Loan

    Interest Rate10.99% - 16.00%
    Loan Amount₹50,000 - ₹50,00,000
    Tenure12 - 60 months
    Processing FeeUp to 2.50%
    EligibilitySalary >₹25k, Age 21-60
    Instant approval for Kotak customersDigital application processNo pre-closure penalty after 12 monthsLoan top-up facility available

    IDFC First Bank

    IDFC First Bank Personal Loan

    Interest Rate10.49% - 21.00%
    Loan Amount₹1,00,000 - ₹50,00,000
    Tenure12 - 60 months
    Processing FeeUp to 2.00%
    EligibilitySalary >₹20k, Age 23-58
    Zero foreclosure chargesInstant disbursal for pre-approvedMinimal documentation neededStep-up EMI option available

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