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Personal Loans
Find the lowest interest rates on personal loans
🏦 HDFC Bank
HDFC Bank Personal Loan
Interest Rate10.50% - 21.00%
Loan Amount₹50,000 - ₹40,00,000
Tenure12 - 60 months
Processing FeeUp to 2.50%
EligibilitySalaried: ₹25,000/month, Age: 21-60 years
✓ Quick disbursal in 10 seconds✓ Minimal documentation✓ Flexible tenure✓ Part-prepayment allowed
🏦 ICICI Bank
ICICI Bank Personal Loan
Interest Rate10.75% - 19.00%
Loan Amount₹50,000 - ₹50,00,000
Tenure12 - 72 months
Processing FeeUp to 2.25%
EligibilitySalaried: ₹30,000/month, Age: 23-58 years
✓ Instant approval for pre-approved✓ No collateral required✓ Online application✓ Balance transfer facility
🏦 SBI
SBI Personal Loan
Interest Rate11.00% - 15.00%
Loan Amount₹1,00,000 - ₹20,00,000
Tenure12 - 72 months
Processing Fee1.00% - 2.00%
EligibilitySalaried: ₹15,000/month, Age: 21-58 years
✓ Lowest interest rates✓ No guarantor needed✓ Long tenure options✓ Pre-closure after 6 months
🏦 Axis Bank
Axis Bank Personal Loan
Interest Rate10.49% - 22.00%
Loan Amount₹50,000 - ₹15,00,000
Tenure12 - 60 months
Processing Fee1.50% - 2.00%
EligibilitySalaried: ₹15,000/month, Age: 21-60 years
✓ Express disbursal✓ Flexible repayment✓ Top-up loan available✓ Digital process
🏦 Kotak Mahindra Bank
Kotak Mahindra Bank Personal Loan
Interest Rate10.99% - 24.00%
Loan Amount₹50,000 - ₹40,00,000
Tenure12 - 60 months
Processing FeeUp to 2.50%
EligibilitySalaried: ₹20,000/month, Age: 21-60 years
✓ Paperless process✓ Instant approval✓ No hidden charges✓ Flexible EMI options
🏦 Bajaj Finserv
Bajaj Finserv Personal Loan
Interest Rate11.00% - 26.00%
Loan Amount₹1,00,000 - ₹35,00,000
Tenure12 - 84 months
Processing FeeUp to 3.00%
EligibilitySalaried: ₹22,000/month, Age: 21-67 years
✓ Approval in 5 minutes✓ Flexi loan option✓ Part-prepayment free✓ No foreclosure charge after 12 EMIs