Axis Bank Credit Cards, Loans & Savings Accounts 2026
This page brings together every Axis Bank product we track — 3 credit cards, 3 loans, 1 savings accounts. Use it to see how Axis Bank's interest rates, fees and eligibility stack up before you visit the bank's official website.
Axis Bank Credit cards
| Credit Cards | Annual Fee | Best For | CardKhoj rating |
|---|---|---|---|
| Axis Magnus | ₹12,500 + GST | Travel & Milestone Rewards | 4.9 |
| Axis Flipkart | ₹500 + GST | Flipkart Loyalists | 4.7 |
| Axis ACE | Lifetime Free | Bill Payments | 4.6 |
Axis Bank Personal loans
Axis Bank Personal Loan
- Interest Rate
- 10.49% - 18.00%
- Loan Amount
- ₹50,000 - ₹25,00,000
- Tenure
- 12 - 60 months
- Processing Fee
- 1.50% - 2.00%
Axis promises loan disbursal in 24 hours with zero foreclosure charges — a big plus for early repayers. The ₹15,000/month salary requirement is among the lowest, making it accessible for early-career professionals. A good choice if you might want to prepay the loan early without any penalty.
Axis Bank Home loans
Axis Bank Home Loan Home Loan
- Interest Rate
- 8.50% - 9.85%
- Loan Amount
- Up to ₹5 Crore
- Tenure
- Up to 30 years
- Processing Fee
- Up to 1.00% + GST
Axis's Shubh Aarambh scheme offers specifically lower rates for first-time home buyers entering the property market. No pre-closure or part-prepayment charges on floating rate loans give you complete flexibility to reduce your burden. Property search assistance in select cities is a unique, helpful service not many banks provide.
Axis Bank Car loans
Axis Bank Car Loan
- Interest Rate
- 8.85% - 12.50%
- Loan Amount
- Up to 90% On-road
- Tenure
- 12 - 84 months
- Processing Fee
- ₹3,000 to ₹5,000
Axis offers quick processing within 48 hours with doorstep document pick-up for added convenience. No prepayment charges after just 1 year of loan tenure gives good flexibility for early repayers. Used car financing is also available for pre-owned vehicles up to 5 years old.
Axis Bank Savings accounts
Axis Bank — Easy Access Digital
- Interest Rate
- 3.00% - 3.50%
- Min Balance
- ₹15,000
- Best For
- Digital Convenience
Axis Bank: frequently asked questions
Which is the best Axis Bank credit card?
Among the 3 Axis Bank cards we review, the Axis Magnus has our highest rating (4.9/5) and is best for travel & milestone rewards. The right card depends on your spending, so compare annual fees and reward categories before applying.
Does Axis Bank offer a lifetime free credit card?
Yes. Axis ACE has no joining or annual fee.
What is the Axis Bank personal loan interest rate?
Axis Bank personal loans are offered at 10.49% - 18.00% per annum for amounts of ₹50,000 - ₹25,00,000 and tenures of 12 - 60 months. The processing fee is 1.50% - 2.00%. Your exact rate depends on your credit score, income and employer.
What is the Axis Bank home loan interest rate?
Axis Bank Home Loan home loans are offered at 8.50% - 9.85% per annum, with tenures up to 30 years and a processing fee of Up to 1.00% + GST.
What is the Axis Bank car loan interest rate?
Axis Bank car loans are available at 8.85% - 12.50% per annum, funding up to 90% on-road price for 12 - 84 months.
What is the Axis Bank savings account interest rate?
The Axis Bank Easy Access Digital account pays 3.00% - 3.50% interest, with a minimum balance requirement of ₹15,000.