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    Bank Accounts

    Top savings and current accounts compared

    🏦 HDFC Bank

    HDFC Bank - Savings Account

    Salaried Individuals
    Interest Rate3.00% - 3.50%
    Min Balance₹10,000
    Best ForSalaried Individuals
    ✓ Free debit card✓ Net banking✓ Mobile banking✓ 24/7 customer support

    🏦 ICICI Bank

    ICICI Bank - Savings Account

    Digital Banking
    Interest Rate3.00% - 3.50%
    Min Balance₹10,000
    Best ForDigital Banking
    ✓ iMobile app✓ Video KYC account opening✓ Free NEFT/RTGS✓ Instant debit card

    🏦 SBI

    SBI - Savings Account

    Wide Branch Network
    Interest Rate2.70% - 3.00%
    Min Balance₹3,000 - ₹5,000
    Best ForWide Branch Network
    ✓ Largest ATM network✓ YONO app✓ Free passbook✓ Aadhaar-based opening

    🏦 Kotak Mahindra Bank

    Kotak Mahindra Bank - 811 Zero Balance

    Zero Balance Account
    Interest Rate3.50% - 6.00%
    Min BalanceNil
    Best ForZero Balance Account
    ✓ Zero balance account✓ Virtual debit card✓ 6% on balances >₹1L✓ Instant opening

    🏦 Axis Bank

    Axis Bank - Savings Account

    Youth & Professionals
    Interest Rate3.00% - 3.50%
    Min Balance₹10,000
    Best ForYouth & Professionals
    ✓ Axis Mobile app✓ Rewards on debit card✓ Free online transfers✓ Priority banking

    🏦 IndusInd Bank

    IndusInd Bank - Savings Account

    High Interest Rate
    Interest Rate4.00% - 6.00%
    Min Balance₹10,000
    Best ForHigh Interest Rate
    ✓ Higher interest rate✓ Choice of debit cards✓ Free NEFT/IMPS✓ Priority services

    🏦 IDFC First Bank

    IDFC First Bank - Savings Account

    Highest Interest Rate
    Interest Rate3.50% - 7.00%
    Min Balance₹10,000 (waived for salary)
    Best ForHighest Interest Rate
    ✓ Up to 7% interest✓ Zero-fee banking✓ Lifetime free credit card✓ Monthly interest credit

    🏦 Fi (Federal Bank)

    Fi (Federal Bank) - Digital Savings

    Digital-First Users
    Interest Rate2.75% - 3.00%
    Min BalanceNil
    Best ForDigital-First Users
    ✓ Smart deposits✓ AI spending insights✓ Zero balance✓ Instant account opening