ICICI Bank Credit Cards, Loans & Savings Accounts 2026
This page brings together every ICICI Bank product we track — 4 credit cards, 3 loans, 1 savings accounts. Use it to see how ICICI Bank's interest rates, fees and eligibility stack up before you visit the bank's official website.
ICICI Bank Credit cards
| Credit Cards | Annual Fee | Best For | CardKhoj rating |
|---|---|---|---|
| ICICI Amazon Pay | Lifetime Free | Everyday Amazon Spends | 4.9 |
| ICICI Sapphiro | ₹3,500 + GST | Travel & Lifestyle | 4.4 |
| ICICI Coral | ₹500 + GST | First Time Users | 4.1 |
| ICICI Platinum Chip | ₹199 + GST | Budget Users | 3.9 |
ICICI Bank Personal loans
ICICI Bank Personal Loan
- Interest Rate
- 10.75% - 19.50%
- Loan Amount
- Up to ₹50,00,000
- Tenure
- 12 - 60 months
- Processing Fee
- Starting from 2.00%
ICICI offers one of the highest loan amounts at ₹50 Lakh, making it suitable for large expenses like weddings or medical emergencies. The balance transfer facility lets you consolidate expensive loans from other lenders. The 19.50% upper rate means your actual rate depends heavily on your CIBIL score and employment profile.
ICICI Bank Home loans
ICICI Home Loan Home Loan
- Interest Rate
- 8.40% - 9.75%
- Loan Amount
- Up to ₹5 Crore
- Tenure
- Up to 30 years
- Processing Fee
- 0.50% - 1.00% + GST
ICICI offers instant in-principle approval online, giving you quick clarity on your eligibility before you start house hunting. Balance transfer with top-up at lower rates is a strong option if you are currently paying a higher rate at another bank. Quick 72-hour processing for salaried applicants and special rates for women co-applicants add significant value.
ICICI Bank Car loans
ICICI Bank Car Loan
- Interest Rate
- 8.85% - 13.00%
- Loan Amount
- Up to 100% Ex-showroom
- Tenure
- 12 - 84 months
- Processing Fee
- Starting ₹2,500
ICICI provides instant approval for pre-approved customers with minimal paperwork and fast processing. Used car loans are also available, which many competing banks don't offer at all. The fixed interest rate option gives you complete EMI predictability throughout the entire loan tenure.
ICICI Bank Savings accounts
ICICI Bank — iMobile Digital
- Interest Rate
- 3.00% - 3.50%
- Min Balance
- ₹10,000
- Best For
- Digital Banking & App
ICICI Bank: frequently asked questions
Which is the best ICICI Bank credit card?
Among the 4 ICICI Bank cards we review, the ICICI Amazon Pay has our highest rating (4.9/5) and is best for everyday amazon spends. The right card depends on your spending, so compare annual fees and reward categories before applying.
Does ICICI Bank offer a lifetime free credit card?
Yes. ICICI Amazon Pay has no joining or annual fee.
What is the ICICI Bank personal loan interest rate?
ICICI Bank personal loans are offered at 10.75% - 19.50% per annum for amounts of Up to ₹50,00,000 and tenures of 12 - 60 months. The processing fee is Starting from 2.00%. Your exact rate depends on your credit score, income and employer.
What is the ICICI Bank home loan interest rate?
ICICI Home Loan home loans are offered at 8.40% - 9.75% per annum, with tenures up to 30 years and a processing fee of 0.50% - 1.00% + GST.
What is the ICICI Bank car loan interest rate?
ICICI Bank car loans are available at 8.85% - 13.00% per annum, funding up to 100% ex-showroom price for 12 - 84 months.
What is the ICICI Bank savings account interest rate?
The ICICI Bank iMobile Digital account pays 3.00% - 3.50% interest, with a minimum balance requirement of ₹10,000.