Canara RuPay Select vs HSBC Cashback Card
Side-by-side credit card comparison to help you choose the best one.
Our Pick
HSBC Cashback Card
4.4
Why this card wins: Pure Cashback — 1.5% unlimited cashback on all spends
| Feature | Canara RuPay Select | HSBC Cashback Card |
|---|---|---|
| Bank | Canara Bank | HSBC India |
| Card Type | Entry Level | Cashback |
| Annual Fee | ₹500 + GST | ₹750 + GST |
| Joining Fee | ₹500 + GST | ₹750 + GST |
| Rewards | 1 reward point per ₹100 spent | 1.5% unlimited cashback on all spends |
| Best For | Budget Users | Pure Cashback |
| Interest Rate | 3.49% per month (41.88% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹25,000 - ₹2,00,000 | ₹50,000 - ₹5,00,000 |
| Welcome Benefit | None | ₹750 cashback on first ₹7,500 spend |
| Min Income | ₹12,000/month | ₹25,000/month |
| Lounge Access | None | 2 domestic per year |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹4,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 3.8 | 4.4 |
| Contactless | ||
| EMI Conversion |
Key Features
Canara RuPay Select
Budget Users
RuPay • Entry Level
- RuPay UPI linkage supported
- Fuel surcharge waiver up to ₹100/month
- Personal accident insurance ₹5 Lakh
- Easy EMI conversion available
Our Pick
HSBC Cashback Card
Pure Cashback
Visa • Cashback
- No merchant category restrictions
- Cashback auto-credited to statement
- Global acceptance — accepted in 200+ countries
- Fee waiver on ₹1L annual spend
Verdict
Based on rating and overall value, HSBC Cashback Card ranks highest among your selected cards. It excels at Pure Cashback and offers 1.5% unlimited cashback on all spends.