HDFC Infinia Metal vs ICICI Sapphiro vs IDFC First WOW
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Infinia Metal | ICICI Sapphiro | IDFC First WOW |
|---|---|---|---|
| Bank | HDFC Bank | ICICI Bank | IDFC First Bank |
| Annual Fee | ₹12,500 + GST | ₹3,500 + GST | Lifetime Free |
| Joining Fee | ₹12,500 + GST | ₹3,500 + GST | Nil |
| Rewards | 5 reward points for every ₹150 spent | 2-4 PAYBACK points per ₹100 | 10X reward points on every spend category |
| Best For | Ultra High Spenders | Travel & Lifestyle | All-Round Rewards |
| Card Type | Super Premium | Premium | Rewards |
| Rating | 5 | 4.4 | 4.5 |
HDFC Infinia Metal
Ultra High Spenders
- ✓ Unlimited Airport lounge access globally
- ✓ Global Concierge & Golf privileges
- ✓ Club Marriott membership for 1 year
- ✓ Dedicated Relationship Manager
ICICI Sapphiro
Travel & Lifestyle
- ✓ Buy 1 Get 1 Free on movie tickets (BookMyShow)
- ✓ Dreamfolks Membership for lounges
- ✓ 4 domestic lounge visits per quarter
- ✓ Welcome vouchers worth ₹9000+
IDFC First WOW
All-Round Rewards
- ✓ No annual or joining fee ever
- ✓ 10X reward points on all categories
- ✓ 6 domestic + 2 international lounge visits
- ✓ Never expiring reward points
Our Recommendation
Based on rating and overall value, HDFC Infinia Metal currently ranks highest among your selected cards.