HDFC Infinia Metal vs ICICI Sapphiro vs SBI ELITE

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Infinia MetalICICI SapphiroSBI ELITE
    BankHDFC BankICICI BankSBI
    Annual Fee₹12,500 + GST₹3,500 + GST₹4,999 + GST
    Joining Fee₹12,500 + GST₹3,500 + GST₹4,999 + GST
    Rewards5 reward points for every ₹150 spent2-4 PAYBACK points per ₹1002X reward points on dining, movies & grocery
    Best ForUltra High SpendersTravel & LifestylePremium Lifestyle
    Card TypeSuper PremiumPremiumSuper Premium
    Rating
    5
    4.4
    4.6

    HDFC Infinia Metal

    Ultra High Spenders

    • Unlimited Airport lounge access globally
    • Global Concierge & Golf privileges
    • Club Marriott membership for 1 year
    • Dedicated Relationship Manager

    ICICI Sapphiro

    Travel & Lifestyle

    • Buy 1 Get 1 Free on movie tickets (BookMyShow)
    • Dreamfolks Membership for lounges
    • 4 domestic lounge visits per quarter
    • Welcome vouchers worth ₹9000+

    SBI ELITE

    Premium Lifestyle

    • Complimentary Trident Privilege membership
    • Unlimited domestic lounge visits
    • Buy 1 Get 1 on BookMyShow
    • Annual fee reversal on ₹10L spend

    Our Recommendation

    Based on rating and overall value, HDFC Infinia Metal currently ranks highest among your selected cards.