HDFC Infinia Metal vs SBI SimplySAVE vs Kotak Royale Signature
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Infinia Metal | SBI SimplySAVE | Kotak Royale Signature |
|---|---|---|---|
| Bank | HDFC Bank | SBI | Kotak Mahindra |
| Annual Fee | ₹12,500 + GST | ₹499 + GST | ₹999 + GST |
| Joining Fee | ₹12,500 + GST | ₹499 + GST | ₹999 + GST |
| Rewards | 5 reward points for every ₹150 spent | 10X rewards on dining, grocery, movies & dept stores | 4 reward points per ₹150 on all spends |
| Best For | Ultra High Spenders | Everyday Spending | Travel & Entertainment |
| Card Type | Super Premium | Rewards | Premium |
| Rating | 5 | 4.2 | 4.3 |
HDFC Infinia Metal
Ultra High Spenders
- ✓ Unlimited Airport lounge access globally
- ✓ Global Concierge & Golf privileges
- ✓ Club Marriott membership for 1 year
- ✓ Dedicated Relationship Manager
SBI SimplySAVE
Everyday Spending
- ✓ ₹500 annual fee waiver on ₹1L spend
- ✓ Fuel surcharge waiver
- ✓ 5X rewards on all other spends
- ✓ Contactless payments enabled
Kotak Royale Signature
Travel & Entertainment
- ✓ 8 complimentary domestic lounge visits per year
- ✓ 2 complimentary international lounge visits
- ✓ 1% fuel surcharge waiver
- ✓ Milestone benefits on annual spending
Our Recommendation
Based on rating and overall value, HDFC Infinia Metal currently ranks highest among your selected cards.