HDFC Infinia vs Axis Magnus vs Kotak 811 #DreamDifferent

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC InfiniaAxis MagnusKotak 811 #DreamDifferent
    BankHDFC BankAxis BankKotak Mahindra Bank
    Annual Fee₹10,000₹10,000Nil
    Joining Fee₹10,000₹10,000Nil
    Rewards5X rewards on all spends35 EDGE points per ₹200Cashback on tap & pay
    Best ForUltra PremiumTravel & RewardsNo Fee Card
    Card TypeSuper PremiumSuper PremiumEntry Level
    Rating
    4.8
    4.6
    3.9

    HDFC Infinia

    Ultra Premium

    • Unlimited lounge access
    • Golf privileges
    • Concierge service
    • 10X on SmartBuy

    Axis Magnus

    Travel & Rewards

    • Unlimited lounge access
    • Meet & greet
    • Golf
    • Transfer to airline miles

    Kotak 811 #DreamDifferent

    No Fee Card

    • No annual fee ever
    • Tap & pay cashback
    • Online discounts
    • Fuel surcharge waiver

    Our Recommendation

    Based on rating and overall value, HDFC Infinia currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.