HDFC Infinia vs ICICI Amazon Pay vs Kotak 811 #DreamDifferent

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC InfiniaICICI Amazon PayKotak 811 #DreamDifferent
    BankHDFC BankICICI BankKotak Mahindra Bank
    Annual Fee₹10,000₹500Nil
    Joining Fee₹10,000NilNil
    Rewards5X rewards on all spends5% cashback on AmazonCashback on tap & pay
    Best ForUltra PremiumOnline ShoppingNo Fee Card
    Card TypeSuper PremiumCashbackEntry Level
    Rating
    4.8
    4.3
    3.9

    HDFC Infinia

    Ultra Premium

    • Unlimited lounge access
    • Golf privileges
    • Concierge service
    • 10X on SmartBuy

    ICICI Amazon Pay

    Online Shopping

    • Amazon cashback
    • No joining fee
    • Welcome voucher
    • EMI conversion

    Kotak 811 #DreamDifferent

    No Fee Card

    • No annual fee ever
    • Tap & pay cashback
    • Online discounts
    • Fuel surcharge waiver

    Our Recommendation

    Based on rating and overall value, HDFC Infinia currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.