HDFC Infinia vs ICICI Amazon Pay vs Kotak Royale Signature

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC InfiniaICICI Amazon PayKotak Royale Signature
    BankHDFC BankICICI BankKotak Mahindra Bank
    Annual Fee₹10,000₹500₹999
    Joining Fee₹10,000Nil₹999
    Rewards5X rewards on all spends5% cashback on Amazon4 reward points per ₹150
    Best ForUltra PremiumOnline ShoppingLifestyle
    Card TypeSuper PremiumCashbackPremium
    Rating
    4.8
    4.3
    4.1

    HDFC Infinia

    Ultra Premium

    • Unlimited lounge access
    • Golf privileges
    • Concierge service
    • 10X on SmartBuy

    ICICI Amazon Pay

    Online Shopping

    • Amazon cashback
    • No joining fee
    • Welcome voucher
    • EMI conversion

    Kotak Royale Signature

    Lifestyle

    • Lounge access
    • Movie offers
    • Dining discounts
    • Insurance cover

    Our Recommendation

    Based on rating and overall value, HDFC Infinia currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.