HDFC Infinia vs ICICI Coral vs Kotak 811 #DreamDifferent

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC InfiniaICICI CoralKotak 811 #DreamDifferent
    BankHDFC BankICICI BankKotak Mahindra Bank
    Annual Fee₹10,000₹500Nil
    Joining Fee₹10,000₹500Nil
    Rewards5X rewards on all spends2 PAYBACK points per ₹100Cashback on tap & pay
    Best ForUltra PremiumEveryday SpendsNo Fee Card
    Card TypeSuper PremiumEntry LevelEntry Level
    Rating
    4.8
    4
    3.9

    HDFC Infinia

    Ultra Premium

    • Unlimited lounge access
    • Golf privileges
    • Concierge service
    • 10X on SmartBuy

    ICICI Coral

    Everyday Spends

    • Dining privileges
    • Movie discounts
    • Fuel surcharge waiver
    • EMI on call

    Kotak 811 #DreamDifferent

    No Fee Card

    • No annual fee ever
    • Tap & pay cashback
    • Online discounts
    • Fuel surcharge waiver

    Our Recommendation

    Based on rating and overall value, HDFC Infinia currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.