HDFC Infinia vs ICICI Sapphiro vs SBI SimplyCLICK

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC InfiniaICICI SapphiroSBI SimplyCLICK
    BankHDFC BankICICI BankSBI
    Annual Fee₹10,000₹3,500₹499
    Joining Fee₹10,000₹3,500₹499
    Rewards5X rewards on all spends2 reward points per ₹10010X rewards on partners
    Best ForUltra PremiumTravelOnline Shopping
    Card TypeSuper PremiumPremiumCashback
    Rating
    4.8
    4.4
    4.1

    HDFC Infinia

    Ultra Premium

    • Unlimited lounge access
    • Golf privileges
    • Concierge service
    • 10X on SmartBuy

    ICICI Sapphiro

    Travel

    • Domestic & international lounge
    • Golf privileges
    • Buy 1 Get 1 movies
    • Fuel surcharge waiver

    SBI SimplyCLICK

    Online Shopping

    • 10X on partner sites
    • Amazon voucher on joining
    • 1.25% back on other spends
    • Fuel surcharge waiver

    Our Recommendation

    Based on rating and overall value, HDFC Infinia currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.