HDFC Infinia vs SBI SimplyCLICK vs SBI Elite

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC InfiniaSBI SimplyCLICKSBI Elite
    BankHDFC BankSBISBI
    Annual Fee₹10,000₹499₹4,999
    Joining Fee₹10,000₹499₹4,999
    Rewards5X rewards on all spends10X rewards on partners5X on dining & groceries
    Best ForUltra PremiumOnline ShoppingPremium Lifestyle
    Card TypeSuper PremiumCashbackPremium
    Rating
    4.8
    4.1
    4.3

    HDFC Infinia

    Ultra Premium

    • Unlimited lounge access
    • Golf privileges
    • Concierge service
    • 10X on SmartBuy

    SBI SimplyCLICK

    Online Shopping

    • 10X on partner sites
    • Amazon voucher on joining
    • 1.25% back on other spends
    • Fuel surcharge waiver

    SBI Elite

    Premium Lifestyle

    • Complimentary lounge access
    • Movie tickets
    • Trident privileges
    • Milestone benefits

    Our Recommendation

    Based on rating and overall value, HDFC Infinia currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.