HDFC Millennia vs Axis Magnus vs Kotak Royale Signature
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Millennia | Axis Magnus | Kotak Royale Signature |
|---|---|---|---|
| Bank | HDFC Bank | Axis Bank | Kotak Mahindra |
| Annual Fee | ₹1,000 + GST | ₹12,500 + GST | ₹999 + GST |
| Joining Fee | ₹1,000 + GST | ₹12,500 + GST | ₹999 + GST |
| Rewards | 5% Cashback on Amazon, Flipkart, Swiggy | 12 EDGE Reward points per ₹200 | 4 reward points per ₹150 on all spends |
| Best For | Online Shopping | Travel & Milestone Rewards | Travel & Entertainment |
| Card Type | Cashback | Super Premium | Premium |
| Rating | 4.6 | 4.9 | 4.3 |
HDFC Millennia
Online Shopping
- ✓ 1% cashback on all offline spends
- ✓ 8 complimentary domestic lounge visits per year
- ✓ Welcome benefit of 1000 Cash Points
- ✓ Quarterly milestone rewards of ₹1000
Axis Magnus
Travel & Milestone Rewards
- ✓ Unlimited domestic lounge visits & priority pass
- ✓ Annual fee waiver on ₹25L annual spend
- ✓ VIP meet & greet services at airports
- ✓ Luxury hotel and dining benefits
Kotak Royale Signature
Travel & Entertainment
- ✓ 8 complimentary domestic lounge visits per year
- ✓ 2 complimentary international lounge visits
- ✓ 1% fuel surcharge waiver
- ✓ Milestone benefits on annual spending
Our Recommendation
Based on rating and overall value, Axis Magnus currently ranks highest among your selected cards.