HDFC Millennia vs HDFC Diners Club Black vs AU Zenith+

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC MillenniaHDFC Diners Club BlackAU Zenith+
    BankHDFC BankHDFC BankAU Small Finance Bank
    Annual Fee₹1,000 + GST₹10,000 + GST₹7,999 + GST
    Joining Fee₹1,000 + GST₹10,000 + GST₹7,999 + GST
    Rewards5% Cashback on Amazon, Flipkart, Swiggy5X reward points on every ₹150 spent4.5% value back on select categories
    Best ForOnline ShoppingTravel & DiningPremium Lifestyle
    Card TypeCashbackSuper PremiumSuper Premium
    Rating
    4.6
    4.9
    4.4

    HDFC Millennia

    Online Shopping

    • 1% cashback on all offline spends
    • 8 complimentary domestic lounge visits per year
    • Welcome benefit of 1000 Cash Points
    • Quarterly milestone rewards of ₹1000

    HDFC Diners Club Black

    Travel & Dining

    • Unlimited domestic & international lounge access
    • 10X rewards on SmartBuy portal
    • Complimentary annual memberships worth ₹10,000+
    • Golf privileges at 200+ courses worldwide

    AU Zenith+

    Premium Lifestyle

    • Complimentary airport lounge access worldwide
    • Travel insurance up to ₹3 Crore
    • Concierge services 24/7
    • Milestone bonus of ₹10,000 voucher on ₹5L spend

    Our Recommendation

    Based on rating and overall value, HDFC Diners Club Black currently ranks highest among your selected cards.