HDFC Millennia vs HDFC Diners Club Black vs Axis Flipkart

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC MillenniaHDFC Diners Club BlackAxis Flipkart
    BankHDFC BankHDFC BankAxis Bank
    Annual Fee₹1,000 + GST₹10,000 + GST₹500 + GST
    Joining Fee₹1,000 + GST₹10,000 + GSTNil
    Rewards5% Cashback on Amazon, Flipkart, Swiggy5X reward points on every ₹150 spent5% unlimited cashback on Flipkart
    Best ForOnline ShoppingTravel & DiningFlipkart Loyalists
    Card TypeCashbackSuper PremiumCashback
    Rating
    4.6
    4.9
    4.7

    HDFC Millennia

    Online Shopping

    • 1% cashback on all offline spends
    • 8 complimentary domestic lounge visits per year
    • Welcome benefit of 1000 Cash Points
    • Quarterly milestone rewards of ₹1000

    HDFC Diners Club Black

    Travel & Dining

    • Unlimited domestic & international lounge access
    • 10X rewards on SmartBuy portal
    • Complimentary annual memberships worth ₹10,000+
    • Golf privileges at 200+ courses worldwide

    Axis Flipkart

    Flipkart Loyalists

    • 4% cashback on preferred partners (Swiggy, PVR)
    • 1.5% unlimited cashback on basic spends
    • 4 complimentary lounge visits per year
    • Instant discount offers on big billion days

    Our Recommendation

    Based on rating and overall value, HDFC Diners Club Black currently ranks highest among your selected cards.