HDFC Millennia vs HDFC Diners Club Black vs SBI ELITE
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Millennia | HDFC Diners Club Black | SBI ELITE |
|---|---|---|---|
| Bank | HDFC Bank | HDFC Bank | SBI |
| Annual Fee | ₹1,000 + GST | ₹10,000 + GST | ₹4,999 + GST |
| Joining Fee | ₹1,000 + GST | ₹10,000 + GST | ₹4,999 + GST |
| Rewards | 5% Cashback on Amazon, Flipkart, Swiggy | 5X reward points on every ₹150 spent | 2X reward points on dining, movies & grocery |
| Best For | Online Shopping | Travel & Dining | Premium Lifestyle |
| Card Type | Cashback | Super Premium | Super Premium |
| Rating | 4.6 | 4.9 | 4.6 |
HDFC Millennia
Online Shopping
- ✓ 1% cashback on all offline spends
- ✓ 8 complimentary domestic lounge visits per year
- ✓ Welcome benefit of 1000 Cash Points
- ✓ Quarterly milestone rewards of ₹1000
HDFC Diners Club Black
Travel & Dining
- ✓ Unlimited domestic & international lounge access
- ✓ 10X rewards on SmartBuy portal
- ✓ Complimentary annual memberships worth ₹10,000+
- ✓ Golf privileges at 200+ courses worldwide
SBI ELITE
Premium Lifestyle
- ✓ Complimentary Trident Privilege membership
- ✓ Unlimited domestic lounge visits
- ✓ Buy 1 Get 1 on BookMyShow
- ✓ Annual fee reversal on ₹10L spend
Our Recommendation
Based on rating and overall value, HDFC Diners Club Black currently ranks highest among your selected cards.