HDFC Millennia vs HDFC Infinia

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC MillenniaHDFC Infinia
    BankHDFC BankHDFC Bank
    Annual Fee₹1,000₹10,000
    Joining Fee₹1,000₹10,000
    Rewards5% cashback on Amazon, Flipkart5X rewards on all spends
    Best ForOnline ShoppingUltra Premium
    Card TypeCashbackSuper Premium
    Rating
    4.2
    4.8

    HDFC Millennia

    Online Shopping

    • 5% cashback online
    • 1% cashback offline
    • Welcome voucher ₹1,000
    • No annual fee on ₹1L spend

    HDFC Infinia

    Ultra Premium

    • Unlimited lounge access
    • Golf privileges
    • Concierge service
    • 10X on SmartBuy

    Our Recommendation

    Based on rating and overall value, HDFC Infinia currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.