HDFC Millennia vs ICICI Amazon Pay vs AU Zenith+

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC MillenniaICICI Amazon PayAU Zenith+
    BankHDFC BankICICI BankAU Small Finance Bank
    Annual Fee₹1,000 + GSTLifetime Free₹7,999 + GST
    Joining Fee₹1,000 + GSTNil₹7,999 + GST
    Rewards5% Cashback on Amazon, Flipkart, Swiggy5% cashback for Amazon Prime members4.5% value back on select categories
    Best ForOnline ShoppingEveryday Amazon SpendsPremium Lifestyle
    Card TypeCashbackCashbackSuper Premium
    Rating
    4.6
    4.9
    4.4

    HDFC Millennia

    Online Shopping

    • 1% cashback on all offline spends
    • 8 complimentary domestic lounge visits per year
    • Welcome benefit of 1000 Cash Points
    • Quarterly milestone rewards of ₹1000

    ICICI Amazon Pay

    Everyday Amazon Spends

    • No joining or annual fee ever
    • 3% cashback for non-prime members
    • 2% cashback on flights, recharges, bills
    • 1% cashback on all other payments

    AU Zenith+

    Premium Lifestyle

    • Complimentary airport lounge access worldwide
    • Travel insurance up to ₹3 Crore
    • Concierge services 24/7
    • Milestone bonus of ₹10,000 voucher on ₹5L spend

    Our Recommendation

    Based on rating and overall value, ICICI Amazon Pay currently ranks highest among your selected cards.