HDFC Millennia vs ICICI Amazon Pay vs Kotak Royale Signature
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Millennia | ICICI Amazon Pay | Kotak Royale Signature |
|---|---|---|---|
| Bank | HDFC Bank | ICICI Bank | Kotak Mahindra |
| Annual Fee | ₹1,000 + GST | Lifetime Free | ₹999 + GST |
| Joining Fee | ₹1,000 + GST | Nil | ₹999 + GST |
| Rewards | 5% Cashback on Amazon, Flipkart, Swiggy | 5% cashback for Amazon Prime members | 4 reward points per ₹150 on all spends |
| Best For | Online Shopping | Everyday Amazon Spends | Travel & Entertainment |
| Card Type | Cashback | Cashback | Premium |
| Rating | 4.6 | 4.9 | 4.3 |
HDFC Millennia
Online Shopping
- ✓ 1% cashback on all offline spends
- ✓ 8 complimentary domestic lounge visits per year
- ✓ Welcome benefit of 1000 Cash Points
- ✓ Quarterly milestone rewards of ₹1000
ICICI Amazon Pay
Everyday Amazon Spends
- ✓ No joining or annual fee ever
- ✓ 3% cashback for non-prime members
- ✓ 2% cashback on flights, recharges, bills
- ✓ 1% cashback on all other payments
Kotak Royale Signature
Travel & Entertainment
- ✓ 8 complimentary domestic lounge visits per year
- ✓ 2 complimentary international lounge visits
- ✓ 1% fuel surcharge waiver
- ✓ Milestone benefits on annual spending
Our Recommendation
Based on rating and overall value, ICICI Amazon Pay currently ranks highest among your selected cards.