HDFC Millennia vs ICICI Coral vs Kotak 811 #DreamDifferent
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Millennia | ICICI Coral | Kotak 811 #DreamDifferent |
|---|---|---|---|
| Bank | HDFC Bank | ICICI Bank | Kotak Mahindra Bank |
| Annual Fee | ₹1,000 | ₹500 | Nil |
| Joining Fee | ₹1,000 | ₹500 | Nil |
| Rewards | 5% cashback on Amazon, Flipkart | 2 PAYBACK points per ₹100 | Cashback on tap & pay |
| Best For | Online Shopping | Everyday Spends | No Fee Card |
| Card Type | Cashback | Entry Level | Entry Level |
| Rating | 4.2 | 4 | 3.9 |
HDFC Millennia
Online Shopping
- ✓ 5% cashback online
- ✓ 1% cashback offline
- ✓ Welcome voucher ₹1,000
- ✓ No annual fee on ₹1L spend
ICICI Coral
Everyday Spends
- ✓ Dining privileges
- ✓ Movie discounts
- ✓ Fuel surcharge waiver
- ✓ EMI on call
Kotak 811 #DreamDifferent
No Fee Card
- ✓ No annual fee ever
- ✓ Tap & pay cashback
- ✓ Online discounts
- ✓ Fuel surcharge waiver
Our Recommendation
Based on rating and overall value, HDFC Millennia currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.