HDFC Millennia vs ICICI Coral vs SBI SimplySAVE
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Millennia | ICICI Coral | SBI SimplySAVE |
|---|---|---|---|
| Bank | HDFC Bank | ICICI Bank | SBI |
| Annual Fee | ₹1,000 + GST | ₹500 + GST | ₹499 + GST |
| Joining Fee | ₹1,000 + GST | ₹500 + GST | ₹499 + GST |
| Rewards | 5% Cashback on Amazon, Flipkart, Swiggy | 2 points per ₹100 on all spends | 10X rewards on dining, grocery, movies & dept stores |
| Best For | Online Shopping | First Time Users | Everyday Spending |
| Card Type | Cashback | Entry Level | Rewards |
| Rating | 4.6 | 4.1 | 4.2 |
HDFC Millennia
Online Shopping
- ✓ 1% cashback on all offline spends
- ✓ 8 complimentary domestic lounge visits per year
- ✓ Welcome benefit of 1000 Cash Points
- ✓ Quarterly milestone rewards of ₹1000
ICICI Coral
First Time Users
- ✓ 15% savings on dining bills
- ✓ 1 complimentary domestic lounge visit per quarter
- ✓ Complimentary railway lounge access
- ✓ Milestone reward points system
SBI SimplySAVE
Everyday Spending
- ✓ ₹500 annual fee waiver on ₹1L spend
- ✓ Fuel surcharge waiver
- ✓ 5X rewards on all other spends
- ✓ Contactless payments enabled
Our Recommendation
Based on rating and overall value, HDFC Millennia currently ranks highest among your selected cards.