HDFC Millennia vs ICICI Sapphiro vs Axis Magnus
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Millennia | ICICI Sapphiro | Axis Magnus |
|---|---|---|---|
| Bank | HDFC Bank | ICICI Bank | Axis Bank |
| Annual Fee | ₹1,000 | ₹3,500 | ₹10,000 |
| Joining Fee | ₹1,000 | ₹3,500 | ₹10,000 |
| Rewards | 5% cashback on Amazon, Flipkart | 2 reward points per ₹100 | 35 EDGE points per ₹200 |
| Best For | Online Shopping | Travel | Travel & Rewards |
| Card Type | Cashback | Premium | Super Premium |
| Rating | 4.2 | 4.4 | 4.6 |
HDFC Millennia
Online Shopping
- ✓ 5% cashback online
- ✓ 1% cashback offline
- ✓ Welcome voucher ₹1,000
- ✓ No annual fee on ₹1L spend
ICICI Sapphiro
Travel
- ✓ Domestic & international lounge
- ✓ Golf privileges
- ✓ Buy 1 Get 1 movies
- ✓ Fuel surcharge waiver
Axis Magnus
Travel & Rewards
- ✓ Unlimited lounge access
- ✓ Meet & greet
- ✓ Golf
- ✓ Transfer to airline miles
Our Recommendation
Based on rating and overall value, Axis Magnus currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.