HDFC Millennia vs ICICI Sapphiro vs IndusInd Tiger

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC MillenniaICICI SapphiroIndusInd Tiger
    BankHDFC BankICICI BankIndusInd Bank
    Annual Fee₹1,000 + GST₹3,500 + GSTLifetime Free
    Joining Fee₹1,000 + GST₹3,500 + GSTNil
    Rewards5% Cashback on Amazon, Flipkart, Swiggy2-4 PAYBACK points per ₹1001.5% cashback on all spends
    Best ForOnline ShoppingTravel & LifestyleEveryday Cashback
    Card TypeCashbackPremiumCashback
    Rating
    4.6
    4.4
    4.2

    HDFC Millennia

    Online Shopping

    • 1% cashback on all offline spends
    • 8 complimentary domestic lounge visits per year
    • Welcome benefit of 1000 Cash Points
    • Quarterly milestone rewards of ₹1000

    ICICI Sapphiro

    Travel & Lifestyle

    • Buy 1 Get 1 Free on movie tickets (BookMyShow)
    • Dreamfolks Membership for lounges
    • 4 domestic lounge visits per quarter
    • Welcome vouchers worth ₹9000+

    IndusInd Tiger

    Everyday Cashback

    • No annual fee ever
    • 1.5% unlimited cashback on all transactions
    • Fuel surcharge waiver on all fuel stations
    • Contactless payment enabled

    Our Recommendation

    Based on rating and overall value, HDFC Millennia currently ranks highest among your selected cards.