HDFC Millennia vs IDFC First WOW vs YES Marquee

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC MillenniaIDFC First WOWYES Marquee
    BankHDFC BankIDFC First BankYES Bank
    Annual Fee₹1,000 + GSTLifetime Free₹499 + GST
    Joining Fee₹1,000 + GSTNil₹499 + GST
    Rewards5% Cashback on Amazon, Flipkart, Swiggy10X reward points on every spend categoryBuy 1 Get 1 on movies (BookMyShow)
    Best ForOnline ShoppingAll-Round RewardsMovies & Entertainment
    Card TypeCashbackRewardsLifestyle
    Rating
    4.6
    4.5
    4.1

    HDFC Millennia

    Online Shopping

    • 1% cashback on all offline spends
    • 8 complimentary domestic lounge visits per year
    • Welcome benefit of 1000 Cash Points
    • Quarterly milestone rewards of ₹1000

    IDFC First WOW

    All-Round Rewards

    • No annual or joining fee ever
    • 10X reward points on all categories
    • 6 domestic + 2 international lounge visits
    • Never expiring reward points

    YES Marquee

    Movies & Entertainment

    • BOGO movie tickets on BookMyShow
    • 4 complimentary domestic lounge visits
    • 10X rewards on dining partner brands
    • Fee waiver on ₹2L annual spend

    Our Recommendation

    Based on rating and overall value, HDFC Millennia currently ranks highest among your selected cards.