HDFC Millennia vs SBI CashBack Card vs SBI SimplySAVE
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Millennia | SBI CashBack Card | SBI SimplySAVE |
|---|---|---|---|
| Bank | HDFC Bank | SBI | SBI |
| Annual Fee | ₹1,000 + GST | ₹999 + GST | ₹499 + GST |
| Joining Fee | ₹1,000 + GST | ₹999 + GST | ₹499 + GST |
| Rewards | 5% Cashback on Amazon, Flipkart, Swiggy | 5% Cashback on ALL online spends | 10X rewards on dining, grocery, movies & dept stores |
| Best For | Online Shopping | Pure Cashback | Everyday Spending |
| Card Type | Cashback | Premium Cashback | Rewards |
| Rating | 4.6 | 4.5 | 4.2 |
HDFC Millennia
Online Shopping
- ✓ 1% cashback on all offline spends
- ✓ 8 complimentary domestic lounge visits per year
- ✓ Welcome benefit of 1000 Cash Points
- ✓ Quarterly milestone rewards of ₹1000
SBI CashBack Card
Pure Cashback
- ✓ 1% cashback on offline spends
- ✓ Direct cashback credit to statement
- ✓ No merchant restrictions for 5% cashback
- ✓ Fuel surcharge waiver up to ₹100/month
SBI SimplySAVE
Everyday Spending
- ✓ ₹500 annual fee waiver on ₹1L spend
- ✓ Fuel surcharge waiver
- ✓ 5X rewards on all other spends
- ✓ Contactless payments enabled
Our Recommendation
Based on rating and overall value, HDFC Millennia currently ranks highest among your selected cards.