HDFC Millennia vs SBI Elite vs Axis Flipkart

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC MillenniaSBI EliteAxis Flipkart
    BankHDFC BankSBIAxis Bank
    Annual Fee₹1,000₹4,999₹500
    Joining Fee₹1,000₹4,999Nil
    Rewards5% cashback on Amazon, Flipkart5X on dining & groceries5% cashback on Flipkart
    Best ForOnline ShoppingPremium LifestyleFlipkart Shopping
    Card TypeCashbackPremiumCashback
    Rating
    4.2
    4.3
    4.2

    HDFC Millennia

    Online Shopping

    • 5% cashback online
    • 1% cashback offline
    • Welcome voucher ₹1,000
    • No annual fee on ₹1L spend

    SBI Elite

    Premium Lifestyle

    • Complimentary lounge access
    • Movie tickets
    • Trident privileges
    • Milestone benefits

    Axis Flipkart

    Flipkart Shopping

    • 5% on Flipkart & Myntra
    • 4% on preferred merchants
    • 1.5% on others
    • Welcome benefits

    Our Recommendation

    Based on rating and overall value, SBI Elite currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.