HDFC Millennia vs SBI SimplyCLICK vs SBI ELITE
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Millennia | SBI SimplyCLICK | SBI ELITE |
|---|---|---|---|
| Bank | HDFC Bank | SBI | SBI |
| Annual Fee | ₹1,000 + GST | ₹499 + GST | ₹4,999 + GST |
| Joining Fee | ₹1,000 + GST | ₹499 + GST | ₹4,999 + GST |
| Rewards | 5% Cashback on Amazon, Flipkart, Swiggy | 10X Reward Points on online partners | 2X reward points on dining, movies & grocery |
| Best For | Online Shopping | Direct Online Shopping | Premium Lifestyle |
| Card Type | Cashback | Cashback | Super Premium |
| Rating | 4.6 | 4.3 | 4.6 |
HDFC Millennia
Online Shopping
- ✓ 1% cashback on all offline spends
- ✓ 8 complimentary domestic lounge visits per year
- ✓ Welcome benefit of 1000 Cash Points
- ✓ Quarterly milestone rewards of ₹1000
SBI SimplyCLICK
Direct Online Shopping
- ✓ Amazon gift card worth ₹500 on joining
- ✓ 5X Reward Points on other online spends
- ✓ Fee waiver on ₹1,00,000 annual spend
- ✓ Contactless technology enabled
SBI ELITE
Premium Lifestyle
- ✓ Complimentary Trident Privilege membership
- ✓ Unlimited domestic lounge visits
- ✓ Buy 1 Get 1 on BookMyShow
- ✓ Annual fee reversal on ₹10L spend
Our Recommendation
Based on rating and overall value, HDFC Millennia currently ranks highest among your selected cards.