HDFC Millennia vs SBI SimplySAVE vs Axis Magnus
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Millennia | SBI SimplySAVE | Axis Magnus |
|---|---|---|---|
| Bank | HDFC Bank | SBI | Axis Bank |
| Annual Fee | ₹1,000 + GST | ₹499 + GST | ₹12,500 + GST |
| Joining Fee | ₹1,000 + GST | ₹499 + GST | ₹12,500 + GST |
| Rewards | 5% Cashback on Amazon, Flipkart, Swiggy | 10X rewards on dining, grocery, movies & dept stores | 12 EDGE Reward points per ₹200 |
| Best For | Online Shopping | Everyday Spending | Travel & Milestone Rewards |
| Card Type | Cashback | Rewards | Super Premium |
| Rating | 4.6 | 4.2 | 4.9 |
HDFC Millennia
Online Shopping
- ✓ 1% cashback on all offline spends
- ✓ 8 complimentary domestic lounge visits per year
- ✓ Welcome benefit of 1000 Cash Points
- ✓ Quarterly milestone rewards of ₹1000
SBI SimplySAVE
Everyday Spending
- ✓ ₹500 annual fee waiver on ₹1L spend
- ✓ Fuel surcharge waiver
- ✓ 5X rewards on all other spends
- ✓ Contactless payments enabled
Axis Magnus
Travel & Milestone Rewards
- ✓ Unlimited domestic lounge visits & priority pass
- ✓ Annual fee waiver on ₹25L annual spend
- ✓ VIP meet & greet services at airports
- ✓ Luxury hotel and dining benefits
Our Recommendation
Based on rating and overall value, Axis Magnus currently ranks highest among your selected cards.