HDFC Regalia Gold vs Axis Flipkart vs Kotak 811 #DreamDifferent
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Regalia Gold | Axis Flipkart | Kotak 811 #DreamDifferent |
|---|---|---|---|
| Bank | HDFC Bank | Axis Bank | Kotak Mahindra Bank |
| Annual Fee | ₹2,500 | ₹500 | Nil |
| Joining Fee | ₹2,500 | Nil | Nil |
| Rewards | 4X reward points on all spends | 5% cashback on Flipkart | Cashback on tap & pay |
| Best For | Travel & Lifestyle | Flipkart Shopping | No Fee Card |
| Card Type | Premium | Cashback | Entry Level |
| Rating | 4.5 | 4.2 | 3.9 |
HDFC Regalia Gold
Travel & Lifestyle
- ✓ Airport lounge access
- ✓ Travel insurance
- ✓ Fuel surcharge waiver
- ✓ Milestone benefits
Axis Flipkart
Flipkart Shopping
- ✓ 5% on Flipkart & Myntra
- ✓ 4% on preferred merchants
- ✓ 1.5% on others
- ✓ Welcome benefits
Kotak 811 #DreamDifferent
No Fee Card
- ✓ No annual fee ever
- ✓ Tap & pay cashback
- ✓ Online discounts
- ✓ Fuel surcharge waiver
Our Recommendation
Based on rating and overall value, HDFC Regalia Gold currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.