HDFC Regalia Gold vs Axis Magnus vs Kotak Royale Signature

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Regalia GoldAxis MagnusKotak Royale Signature
    BankHDFC BankAxis BankKotak Mahindra Bank
    Annual Fee₹2,500₹10,000₹999
    Joining Fee₹2,500₹10,000₹999
    Rewards4X reward points on all spends35 EDGE points per ₹2004 reward points per ₹150
    Best ForTravel & LifestyleTravel & RewardsLifestyle
    Card TypePremiumSuper PremiumPremium
    Rating
    4.5
    4.6
    4.1

    HDFC Regalia Gold

    Travel & Lifestyle

    • Airport lounge access
    • Travel insurance
    • Fuel surcharge waiver
    • Milestone benefits

    Axis Magnus

    Travel & Rewards

    • Unlimited lounge access
    • Meet & greet
    • Golf
    • Transfer to airline miles

    Kotak Royale Signature

    Lifestyle

    • Lounge access
    • Movie offers
    • Dining discounts
    • Insurance cover

    Our Recommendation

    Based on rating and overall value, Axis Magnus currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.