HDFC Regalia Gold vs HDFC Diners Club Black vs ICICI Sapphiro
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Regalia Gold | HDFC Diners Club Black | ICICI Sapphiro |
|---|---|---|---|
| Bank | HDFC Bank | HDFC Bank | ICICI Bank |
| Annual Fee | ₹2,500 + GST | ₹10,000 + GST | ₹3,500 + GST |
| Joining Fee | ₹2,500 + GST | ₹10,000 + GST | ₹3,500 + GST |
| Rewards | 4X reward points on every ₹150 spent | 5X reward points on every ₹150 spent | 2-4 PAYBACK points per ₹100 |
| Best For | Travel & Luxury | Travel & Dining | Travel & Lifestyle |
| Card Type | Premium | Super Premium | Premium |
| Rating | 4.8 | 4.9 | 4.4 |
HDFC Regalia Gold
Travel & Luxury
- ✓ Complimentary Club Marriott membership
- ✓ Complimentary flight tickets on spend milestones
- ✓ 12 domestic & 6 international lounge visits
- ✓ 1% fuel surcharge waiver (₹400-₹5000)
HDFC Diners Club Black
Travel & Dining
- ✓ Unlimited domestic & international lounge access
- ✓ 10X rewards on SmartBuy portal
- ✓ Complimentary annual memberships worth ₹10,000+
- ✓ Golf privileges at 200+ courses worldwide
ICICI Sapphiro
Travel & Lifestyle
- ✓ Buy 1 Get 1 Free on movie tickets (BookMyShow)
- ✓ Dreamfolks Membership for lounges
- ✓ 4 domestic lounge visits per quarter
- ✓ Welcome vouchers worth ₹9000+
Our Recommendation
Based on rating and overall value, HDFC Diners Club Black currently ranks highest among your selected cards.