HDFC Regalia Gold vs HDFC Infinia vs ICICI Sapphiro

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Regalia GoldHDFC InfiniaICICI Sapphiro
    BankHDFC BankHDFC BankICICI Bank
    Annual Fee₹2,500₹10,000₹3,500
    Joining Fee₹2,500₹10,000₹3,500
    Rewards4X reward points on all spends5X rewards on all spends2 reward points per ₹100
    Best ForTravel & LifestyleUltra PremiumTravel
    Card TypePremiumSuper PremiumPremium
    Rating
    4.5
    4.8
    4.4

    HDFC Regalia Gold

    Travel & Lifestyle

    • Airport lounge access
    • Travel insurance
    • Fuel surcharge waiver
    • Milestone benefits

    HDFC Infinia

    Ultra Premium

    • Unlimited lounge access
    • Golf privileges
    • Concierge service
    • 10X on SmartBuy

    ICICI Sapphiro

    Travel

    • Domestic & international lounge
    • Golf privileges
    • Buy 1 Get 1 movies
    • Fuel surcharge waiver

    Our Recommendation

    Based on rating and overall value, HDFC Infinia currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.