HDFC Regalia Gold vs HDFC Infinia vs Kotak 811 #DreamDifferent
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Regalia Gold | HDFC Infinia | Kotak 811 #DreamDifferent |
|---|---|---|---|
| Bank | HDFC Bank | HDFC Bank | Kotak Mahindra Bank |
| Annual Fee | ₹2,500 | ₹10,000 | Nil |
| Joining Fee | ₹2,500 | ₹10,000 | Nil |
| Rewards | 4X reward points on all spends | 5X rewards on all spends | Cashback on tap & pay |
| Best For | Travel & Lifestyle | Ultra Premium | No Fee Card |
| Card Type | Premium | Super Premium | Entry Level |
| Rating | 4.5 | 4.8 | 3.9 |
HDFC Regalia Gold
Travel & Lifestyle
- ✓ Airport lounge access
- ✓ Travel insurance
- ✓ Fuel surcharge waiver
- ✓ Milestone benefits
HDFC Infinia
Ultra Premium
- ✓ Unlimited lounge access
- ✓ Golf privileges
- ✓ Concierge service
- ✓ 10X on SmartBuy
Kotak 811 #DreamDifferent
No Fee Card
- ✓ No annual fee ever
- ✓ Tap & pay cashback
- ✓ Online discounts
- ✓ Fuel surcharge waiver
Our Recommendation
Based on rating and overall value, HDFC Infinia currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.