HDFC Regalia Gold vs HDFC Infinia vs SBI Elite

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Regalia GoldHDFC InfiniaSBI Elite
    BankHDFC BankHDFC BankSBI
    Annual Fee₹2,500₹10,000₹4,999
    Joining Fee₹2,500₹10,000₹4,999
    Rewards4X reward points on all spends5X rewards on all spends5X on dining & groceries
    Best ForTravel & LifestyleUltra PremiumPremium Lifestyle
    Card TypePremiumSuper PremiumPremium
    Rating
    4.5
    4.8
    4.3

    HDFC Regalia Gold

    Travel & Lifestyle

    • Airport lounge access
    • Travel insurance
    • Fuel surcharge waiver
    • Milestone benefits

    HDFC Infinia

    Ultra Premium

    • Unlimited lounge access
    • Golf privileges
    • Concierge service
    • 10X on SmartBuy

    SBI Elite

    Premium Lifestyle

    • Complimentary lounge access
    • Movie tickets
    • Trident privileges
    • Milestone benefits

    Our Recommendation

    Based on rating and overall value, HDFC Infinia currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.