HDFC Regalia Gold vs HDFC Millennia vs Axis Flipkart
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Regalia Gold | HDFC Millennia | Axis Flipkart |
|---|---|---|---|
| Bank | HDFC Bank | HDFC Bank | Axis Bank |
| Annual Fee | ₹2,500 + GST | ₹1,000 + GST | ₹500 + GST |
| Joining Fee | ₹2,500 + GST | ₹1,000 + GST | Nil |
| Rewards | 4X reward points on every ₹150 spent | 5% Cashback on Amazon, Flipkart, Swiggy | 5% unlimited cashback on Flipkart |
| Best For | Travel & Luxury | Online Shopping | Flipkart Loyalists |
| Card Type | Premium | Cashback | Cashback |
| Rating | 4.8 | 4.6 | 4.7 |
HDFC Regalia Gold
Travel & Luxury
- ✓ Complimentary Club Marriott membership
- ✓ Complimentary flight tickets on spend milestones
- ✓ 12 domestic & 6 international lounge visits
- ✓ 1% fuel surcharge waiver (₹400-₹5000)
HDFC Millennia
Online Shopping
- ✓ 1% cashback on all offline spends
- ✓ 8 complimentary domestic lounge visits per year
- ✓ Welcome benefit of 1000 Cash Points
- ✓ Quarterly milestone rewards of ₹1000
Axis Flipkart
Flipkart Loyalists
- ✓ 4% cashback on preferred partners (Swiggy, PVR)
- ✓ 1.5% unlimited cashback on basic spends
- ✓ 4 complimentary lounge visits per year
- ✓ Instant discount offers on big billion days
Our Recommendation
Based on rating and overall value, HDFC Regalia Gold currently ranks highest among your selected cards.