HDFC Regalia Gold vs HDFC Millennia vs ICICI Amazon Pay

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Regalia GoldHDFC MillenniaICICI Amazon Pay
    BankHDFC BankHDFC BankICICI Bank
    Annual Fee₹2,500₹1,000₹500
    Joining Fee₹2,500₹1,000Nil
    Rewards4X reward points on all spends5% cashback on Amazon, Flipkart5% cashback on Amazon
    Best ForTravel & LifestyleOnline ShoppingOnline Shopping
    Card TypePremiumCashbackCashback
    Rating
    4.5
    4.2
    4.3

    HDFC Regalia Gold

    Travel & Lifestyle

    • Airport lounge access
    • Travel insurance
    • Fuel surcharge waiver
    • Milestone benefits

    HDFC Millennia

    Online Shopping

    • 5% cashback online
    • 1% cashback offline
    • Welcome voucher ₹1,000
    • No annual fee on ₹1L spend

    ICICI Amazon Pay

    Online Shopping

    • Amazon cashback
    • No joining fee
    • Welcome voucher
    • EMI conversion

    Our Recommendation

    Based on rating and overall value, HDFC Regalia Gold currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.