HDFC Regalia Gold vs ICICI Amazon Pay vs Kotak 811 #DreamDifferent

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Regalia GoldICICI Amazon PayKotak 811 #DreamDifferent
    BankHDFC BankICICI BankKotak Mahindra Bank
    Annual Fee₹2,500₹500Nil
    Joining Fee₹2,500NilNil
    Rewards4X reward points on all spends5% cashback on AmazonCashback on tap & pay
    Best ForTravel & LifestyleOnline ShoppingNo Fee Card
    Card TypePremiumCashbackEntry Level
    Rating
    4.5
    4.3
    3.9

    HDFC Regalia Gold

    Travel & Lifestyle

    • Airport lounge access
    • Travel insurance
    • Fuel surcharge waiver
    • Milestone benefits

    ICICI Amazon Pay

    Online Shopping

    • Amazon cashback
    • No joining fee
    • Welcome voucher
    • EMI conversion

    Kotak 811 #DreamDifferent

    No Fee Card

    • No annual fee ever
    • Tap & pay cashback
    • Online discounts
    • Fuel surcharge waiver

    Our Recommendation

    Based on rating and overall value, HDFC Regalia Gold currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.