HDFC Regalia Gold vs ICICI Amazon Pay vs Kotak Royale Signature

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Regalia GoldICICI Amazon PayKotak Royale Signature
    BankHDFC BankICICI BankKotak Mahindra Bank
    Annual Fee₹2,500₹500₹999
    Joining Fee₹2,500Nil₹999
    Rewards4X reward points on all spends5% cashback on Amazon4 reward points per ₹150
    Best ForTravel & LifestyleOnline ShoppingLifestyle
    Card TypePremiumCashbackPremium
    Rating
    4.5
    4.3
    4.1

    HDFC Regalia Gold

    Travel & Lifestyle

    • Airport lounge access
    • Travel insurance
    • Fuel surcharge waiver
    • Milestone benefits

    ICICI Amazon Pay

    Online Shopping

    • Amazon cashback
    • No joining fee
    • Welcome voucher
    • EMI conversion

    Kotak Royale Signature

    Lifestyle

    • Lounge access
    • Movie offers
    • Dining discounts
    • Insurance cover

    Our Recommendation

    Based on rating and overall value, HDFC Regalia Gold currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.