HDFC Regalia Gold vs ICICI Coral vs RBL ShopRite

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Regalia GoldICICI CoralRBL ShopRite
    BankHDFC BankICICI BankRBL Bank
    Annual Fee₹2,500 + GST₹500 + GST₹500 + GST
    Joining Fee₹2,500 + GST₹500 + GSTNil
    Rewards4X reward points on every ₹150 spent2 points per ₹100 on all spends5% cashback on grocery & supermarket
    Best ForTravel & LuxuryFirst Time UsersGrocery & Supermarket
    Card TypePremiumEntry LevelCashback
    Rating
    4.8
    4.1
    4

    HDFC Regalia Gold

    Travel & Luxury

    • Complimentary Club Marriott membership
    • Complimentary flight tickets on spend milestones
    • 12 domestic & 6 international lounge visits
    • 1% fuel surcharge waiver (₹400-₹5000)

    ICICI Coral

    First Time Users

    • 15% savings on dining bills
    • 1 complimentary domestic lounge visit per quarter
    • Complimentary railway lounge access
    • Milestone reward points system

    RBL ShopRite

    Grocery & Supermarket

    • 5% cashback on grocery spends (cap ₹200/month)
    • 1% cashback on all other spends
    • Fuel surcharge waiver
    • Easy EMI conversion on large purchases

    Our Recommendation

    Based on rating and overall value, HDFC Regalia Gold currently ranks highest among your selected cards.