HDFC Regalia Gold vs ICICI Sapphiro vs Axis Magnus

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Regalia GoldICICI SapphiroAxis Magnus
    BankHDFC BankICICI BankAxis Bank
    Annual Fee₹2,500 + GST₹3,500 + GST₹12,500 + GST
    Joining Fee₹2,500 + GST₹3,500 + GST₹12,500 + GST
    Rewards4X reward points on every ₹150 spent2-4 PAYBACK points per ₹10012 EDGE Reward points per ₹200
    Best ForTravel & LuxuryTravel & LifestyleTravel & Milestone Rewards
    Card TypePremiumPremiumSuper Premium
    Rating
    4.8
    4.4
    4.9

    HDFC Regalia Gold

    Travel & Luxury

    • Complimentary Club Marriott membership
    • Complimentary flight tickets on spend milestones
    • 12 domestic & 6 international lounge visits
    • 1% fuel surcharge waiver (₹400-₹5000)

    ICICI Sapphiro

    Travel & Lifestyle

    • Buy 1 Get 1 Free on movie tickets (BookMyShow)
    • Dreamfolks Membership for lounges
    • 4 domestic lounge visits per quarter
    • Welcome vouchers worth ₹9000+

    Axis Magnus

    Travel & Milestone Rewards

    • Unlimited domestic lounge visits & priority pass
    • Annual fee waiver on ₹25L annual spend
    • VIP meet & greet services at airports
    • Luxury hotel and dining benefits

    Our Recommendation

    Based on rating and overall value, Axis Magnus currently ranks highest among your selected cards.