HDFC Regalia Gold vs ICICI Sapphiro vs ICICI Coral

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Regalia GoldICICI SapphiroICICI Coral
    BankHDFC BankICICI BankICICI Bank
    Annual Fee₹2,500₹3,500₹500
    Joining Fee₹2,500₹3,500₹500
    Rewards4X reward points on all spends2 reward points per ₹1002 PAYBACK points per ₹100
    Best ForTravel & LifestyleTravelEveryday Spends
    Card TypePremiumPremiumEntry Level
    Rating
    4.5
    4.4
    4

    HDFC Regalia Gold

    Travel & Lifestyle

    • Airport lounge access
    • Travel insurance
    • Fuel surcharge waiver
    • Milestone benefits

    ICICI Sapphiro

    Travel

    • Domestic & international lounge
    • Golf privileges
    • Buy 1 Get 1 movies
    • Fuel surcharge waiver

    ICICI Coral

    Everyday Spends

    • Dining privileges
    • Movie discounts
    • Fuel surcharge waiver
    • EMI on call

    Our Recommendation

    Based on rating and overall value, HDFC Regalia Gold currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.