HDFC Regalia Gold vs IDFC First WOW vs AU Zenith+
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Regalia Gold | IDFC First WOW | AU Zenith+ |
|---|---|---|---|
| Bank | HDFC Bank | IDFC First Bank | AU Small Finance Bank |
| Annual Fee | ₹2,500 + GST | Lifetime Free | ₹7,999 + GST |
| Joining Fee | ₹2,500 + GST | Nil | ₹7,999 + GST |
| Rewards | 4X reward points on every ₹150 spent | 10X reward points on every spend category | 4.5% value back on select categories |
| Best For | Travel & Luxury | All-Round Rewards | Premium Lifestyle |
| Card Type | Premium | Rewards | Super Premium |
| Rating | 4.8 | 4.5 | 4.4 |
HDFC Regalia Gold
Travel & Luxury
- ✓ Complimentary Club Marriott membership
- ✓ Complimentary flight tickets on spend milestones
- ✓ 12 domestic & 6 international lounge visits
- ✓ 1% fuel surcharge waiver (₹400-₹5000)
IDFC First WOW
All-Round Rewards
- ✓ No annual or joining fee ever
- ✓ 10X reward points on all categories
- ✓ 6 domestic + 2 international lounge visits
- ✓ Never expiring reward points
AU Zenith+
Premium Lifestyle
- ✓ Complimentary airport lounge access worldwide
- ✓ Travel insurance up to ₹3 Crore
- ✓ Concierge services 24/7
- ✓ Milestone bonus of ₹10,000 voucher on ₹5L spend
Our Recommendation
Based on rating and overall value, HDFC Regalia Gold currently ranks highest among your selected cards.