HDFC Regalia Gold vs RBL ShopRite vs AU Zenith+

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Regalia GoldRBL ShopRiteAU Zenith+
    BankHDFC BankRBL BankAU Small Finance Bank
    Annual Fee₹2,500 + GST₹500 + GST₹7,999 + GST
    Joining Fee₹2,500 + GSTNil₹7,999 + GST
    Rewards4X reward points on every ₹150 spent5% cashback on grocery & supermarket4.5% value back on select categories
    Best ForTravel & LuxuryGrocery & SupermarketPremium Lifestyle
    Card TypePremiumCashbackSuper Premium
    Rating
    4.8
    4
    4.4

    HDFC Regalia Gold

    Travel & Luxury

    • Complimentary Club Marriott membership
    • Complimentary flight tickets on spend milestones
    • 12 domestic & 6 international lounge visits
    • 1% fuel surcharge waiver (₹400-₹5000)

    RBL ShopRite

    Grocery & Supermarket

    • 5% cashback on grocery spends (cap ₹200/month)
    • 1% cashback on all other spends
    • Fuel surcharge waiver
    • Easy EMI conversion on large purchases

    AU Zenith+

    Premium Lifestyle

    • Complimentary airport lounge access worldwide
    • Travel insurance up to ₹3 Crore
    • Concierge services 24/7
    • Milestone bonus of ₹10,000 voucher on ₹5L spend

    Our Recommendation

    Based on rating and overall value, HDFC Regalia Gold currently ranks highest among your selected cards.